Mortgage Knowledgebase

A mortgage is a loan taken out to purchase a home, land or other property. Loans can run for a maximum of 30 years but the term can be shorter.  A mortgage loan holds your house and land as collateral. Getting a mortgage is probably the most important financial decision you will ever make. You can apply for a mortgage directly from an independent mortgage lender like us, or a  bank, broker, or credit union.

Understanding mortgage rates and how they relate to mortgage terms and interest is critical to making the best mortgage decision. And the other important part in choosing a loan that best fits your needs is to evaluate your finances and choose the best type of loan that fits your unique requirements.